Home Loan EMI Calculator
Work out your monthly instalment, the total interest you'll pay and how the loan reduces year by year.
₹
₹1 L₹10 Cr
%
5%20%
years
1 year30 years
Year-wise repayment schedule
How much of each year's EMIs goes to principal and interest.
| Year | Principal | Interest | Balance |
|---|---|---|---|
| 1 | ₹99,511 | ₹4,21,182 | ₹49,00,489 |
| 2 | ₹1,08,307 | ₹4,12,387 | ₹47,92,181 |
| 3 | ₹1,17,881 | ₹4,02,813 | ₹46,74,300 |
| 4 | ₹1,28,300 | ₹3,92,394 | ₹45,46,000 |
| 5 | ₹1,39,641 | ₹3,81,053 | ₹44,06,359 |